About Us
Endorsed by leading consumer finance expert, Dr. Robert D. Manning
Author of the widely acclaimed book Credit Card Nation; The Consequences of America's Addiction to Credit (Basic Books, 2000), which received the 2001 Robert Ezra Park Award for Outstanding Contribution to Sociological Practice, Dr. Manning is a specialist in consumer finance, deregulation of retail banking, comparative economic development, immigration, ethnic/race relations and globalization.
Dr. Manning is a Fellow of the Filene Research Institute and past Director of the Center for Consumer Financial Services at Rochester Institute of Technology. Dr. Manning's research has influenced public policy debate on the statutory regulation of retail banking and consumer debt in the United States and other countries. A frequently invited expert before U.S. Congressional committees, in January 2007 Dr. Manning testified at the Senate Banking committee's hearing on "Examining the Billing, Marketing, and Disclosure Practices of the Credit Card Industry and Their Impact on Consumers." He has also served as an expert witness in numerous class-action lawsuits against the credit card industry.
A documentary based on his research, "In Debt We Trust: America Before the Bubble Bursts," was released in March 2007. Dr. Manning's popular web site Credit Card Nation includes research, public policy analyses and educational programs.
Dr. Manning's research has been widely reported in the U.S. and international media including Sixty Minutes II, ABC World News, ABC Evening News with Peter Jennings, ABC's Good Morning America (Diane Sawyer), Bloomberg Financial News, CBS Evening News with Dan Rather, CNBC, CNN Headline News, CNN Morning News, CNN Evening News (Lou Dobbs), CNN Burden of Proof, C-SPAN, FOX Evening News, O'Reilly Factor, The Daily Show with Jon Stewart, MSNBC with Brian Williams, Jim Lehrer News Hour (PBS), National Public Radio (All Things Considered, Morning Edition, Talk of the Nation, Weekend Edition), Voice of America, Jim Bohannon Show, Australian Public Radio, British Broadcast Corporation, Canadian Public Radio, Reuters International, and Swedish Public Radio.
Dr. Manning's latest work has been focused on Responsible Debt Relief, a nonprofit organization helping debt distressed households by guiding them into the most appropriate debt resolution program based on an empirical, objective assessment of debt repayment. More information on this organization can be found at www.responsibledebtrelief.org.
Call our Toll-Free number if you have any questions
1.800.849.3036
14 Austin Park, Suite 100
Pittsford, NY 14534